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We help people like you prosper financially.

Prosper is a financial planning firm based in Birmingham, Alabama.
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The skyline of Birmingham, Alabama, highlighting the city where Prosper Financial offers personalized financial services.
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We believe financial prosperity is for everyone. Whether your collar is white or blue. Whether you're saving for your first car or high-net-worth. Whether you're just getting started or finishing the race. Prosper is here to help you get where you want to go.
praise for prosper
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The Prosper Robot
"When we moved our investments to Prosper a little over a year ago, we immediately felt the difference. They’re courteous, responsive, and knowledgeable. They analyze market trends to recommend investments that will maximize and safeguard our goals, while also staying in frequent communication so we can customize our portfolio choices if we desire. Prosper is trusted and we couldn’t be happier to have them guiding us."
David A.
“As a small business owner, it is challenging to compete with larger employers and the benefits offered. We have been able to offer a retirement plan to our employees with the help of Prosper. They held our hand along the way and were very knowledgeable, which has been a huge relief. They had the patience and understanding to listen to each one of our employees’ needs to help them find what’s best for them. We are looking forward to continuing to work with Prosper!”
Joanna K.
"Working with Prosper has given our family such peace. Not only are they an honest source of knowledge in the investment world, they also don’t sugarcoat hard realities if need be. Prosper helps direct us to reach our financial goals. For that, we are thankful. Highly recommend and appreciate what this team provides for us."
Carla A.
Historic buildings in downtown Birmingham, reflecting Prosper Financial’s deep roots in the local community.
Who we are

We're here for you.

Say goodbye to feeling like just another number. At Prosper, you're our top priority. We'll clarify your goals, create a tailored plan, and provide clear advice. Our promise: unwavering support and open communication, ensuring you always feel heard and valued on the road to achieving your financial goals.
Hill, Jr.
Garry
 
Hill, Jr.
Registered Principal
Sepulvado
Chad
 
Sepulvado
Registered Principal
Thomas
Samantha
 
Thomas
Executive Assistant
Land
Elizabeth
 
Land
Administrative Assistant
About Us
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How We Help

Let's turn your financial dreams into reality.

At Prosper, we're all about helping you prepare for the future. We provide personalized, straightforward advice fully focused on your needs and goals — not just our firm's profit.
one

Reach Out

Take the first step and schedule a no-pressure, free consultation call. We'll explore your goals together or help you define them if you're unsure.
two

Roadmap

Together, we'll craft your personalized financial roadmap. Clear, actionable steps to propel you toward your goals and kickstart your journey to prosperity.
three

Relationship

We're here to ensure your financial goals are always on track. With regular meetings and ongoing support, we'll be here to guide you every step of the way.
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frequently asked questions
What if I have a small budget or limited savings? Can Prosper still help me?
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We know that everyone must start their path to financial freedom somewhere. We would like to see that path begin with good advice and direction, which is why we do what we do. So, no matter where you are on the journey, we want to help you from start to finish, and it’s an honor to help guide you, no matter your budget.

What makes Prosper different from other financial planning firms?
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We are here to listen to your story and then tailor a plan that is uniquely yours. Many firms today want you to hear their story and fit into their system. We believe we are here to serve YOU and not have YOU serve us.

Are you fee-based, fee-only, or commission based? What’s the difference?
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Our answer is YES! We can do any of the above based on your situation. We can arrange a fee-based relationship that pays us to manage your assets with ongoing monitoring and routine meetings. Fee-only services are available to pay us like a consultant with hourly rates or a monthly or quarterly retainer to be available when you need us. Commission-based options are available too, where we are compensated for certain transactions. We are here to help and discuss ALL these options, so together we can make a plan that meets your needs and objectives.

What can I expect during my first consultation?
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We will sit down together for a conversation. We want to make sure you are comfortable with us and us with you, so that we can move into a discussion of where you currently are on your financial journey. These questions help us gather information about your current situation and then allow us to create a customized plan for you.

Do you serve high-net-worth individuals?
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Yes. We know this clientele requires extra resources to best serve them, including your attorney and CPA. Our goal is to stay in our lane of expertise and allow the others to provide the best possible advice for your plan. We understand that high-net-worth clients require more time, but we have the resources and support from our various industry partners to accomplish your goals.

How does Prosper ensure that my financial plan is tailored to my unique needs?
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We listen, and we ask; that’s our greatest technique. We want to hear your vision for your future. Then our expertise guides us to ask the right questions, so that we can help make your vision come to life.

How often will I meet with my financial planner?
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We like to base the meetings around the clients’ needs and comfort levels. Most clients like to meet annually, but some circumstances require more frequent meetings, including when our clients have major life changes, as this often affects financial plans. Meetings can be in-person, virtual, or phone.

A close-up of clients in a meeting, discussing financial planning and wealth management.
A peaceful boardwalk leading to the ocean, symbolizing the financial pathways Prosper Financial creates for a secure future.
we are here for you

Ready to reach out?

Take the first step and schedule a no-pressure, free consultation call. We'll explore your goals together or help you define them if you're unsure. Call us at (205) 733-6669, email us at connect@planwithprosper.com, or click the button below to schedule a call. We look forward to hearing from you!
Schedule a call